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How can you Claim car Insurance? Whether it’s the situation of 3rd party liability, thievery or of personal damage, inform the insurer as quickly as possible following the incident happens. You need to intimate the insurer by contacting them on their Toll-free number that is available online.

In today,s article, we will discuss How to Claim Car Insurance?

In the situation of personal damage, you have to take a scheduled appointment using the surveyor, and submit the needed documents towards the surveyor. Thereon, on acceptance of the claim, you will get your car repaired in their approved garage to choose a cashless facility else you will get it fixed from the garage and convey the repair bills to obtain reimbursement.

Making Claims for Own-Damage

Damaged your car in an accident (minor or major)? Not a problem. For those who have an extensive vehicle insurance plan, you could claim the damages out of your insurance provider.

Follow these four easy steps:

INFORM The Insurer

You have to intimate your insurance provider concerning the accident as quickly as possible. The earlier, the more significant. Most insurance providers follow stringent timelines (that are pointed out in their policy wordings). All companies possess a number that you could ask to create a claim. You should do that before you making allegations since it just eases the whole process. If you’ve bought your motor car insurance plan through coverfox.com, you can give us a call on too. We’d assist you with the entire process. Besides obviously, cheering you up concerning the sad, inconvenient situation you’re, We’re friendly folks like this!

Are Accountable To THE COPS

File an FIR! Seems very clear; however, you got to, no two ways about this. Your claim will not become settled without them. Even just in the situation of accidents, it is usually smart to lodge an FIR, though not mandatory for claim settlement.


Once you’ve known as the insurance coverage folks, a check mark is going to be scheduled. An agent can come and assess the harm to your vehicle. Additionally, you will be led right network garage nearest to both you and your car get towed there. Don’t pull the car yourself. Case to prevent any more significant harm to your vehicle. Most car insurance providers will schedule laptop computer within 1-a couple of days from the car claim intimation.


Following the survey & scrutiny of the claim request, your insurer will be sending your garage an agreement for that believed repairs. You can now ask the garage to begin the repairs! Once they’ve evaluated and decided on the harm and also the timelines active in the restoration, you can go back home and relax. In every vehicle/car claim, certain repairs need to compensate out of your pocket. When you settle these expenses, you can enjoy your drive.

Third-Party Liability Claims

Despite the very best of your time and efforts, you banged your vehicle into another person’s car/property, or perhaps a person endured.

If Injuries throughout a problem, Most likely this individual will claim for that damages in your insurance plan.

Here’s what you ought to do:

1) Lodge an FIR

To file for claims around the Third-Party Liability policy, you or even the third-party must register an FIR in the local police station from the place from the accident. Make a copy of the FIR along with you.

2) Discussing policy documents

You have to share the copy of the vehicle insurance plan using the third-party, to enable them to claim in your insurance plan. You can’t avoid this, even when you want to!

3) Claiming in Motor Tribunal

Through the Automobile Act of 1988, all third-party liability claims settled. It is accomplished underneath the Motor Accident Claims Tribunal (MACT). The 3rd-party involved has to launch the complaint only at that tribunal. It may be located close to the host to the accident or in which the victim or his dependents reside. It also was done where who owns the automobile or even the driver involved lives.


Compensation for dying or disablement from the 3rd party isn’t limited. It pure determined by various factors such as the earning capacity from the affected.

The liability towards any damage to property restricted to Rs. 7,50,000. The vehicle owner will bear any compensation amount in addition to this (if needed).


Because of the participation of numerous parties, including eye-witnesses, such settlements can extend. That’s a significant low point! Thus, it’s asked to settle the claim amicably outdoors the tribunal.

So what did you think about How To Claim Car Insurance? Please share your thought in the comment section below.

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